Review Your Insurance Policy Coverage

Whether it's for your personal insurance, business insurance, or both, fill out the form below and we'll take it from there.

Wondering how to review your home, auto, or business insurance policy?

It’s important to stay up to date on your coverage, especially if you have multiple policies. Review with us to see where your New England business, home, auto, flood, and more stand for insurance coverage.

As a service to our North Shore and New England community, with no commitment necessary, we will review your insurance policy or policies and compare it to the competitive packages of our 10+ carriers to let you know if there’s a better rate out there for your specific situation, or if you should stay where you are. We’re a local, family-run, independent insurance agency striving to do right by our community and be a valuable resource for you, not a hassle.


Or Contact Us Here to Learn More:

P: (978) 774-4338

A: Phil Richard Insurance: 27 Garden St, Unit 1B, Danvers, MA 01923

On the Blog:

Global Climate Change and How it Affects your Insurance

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When a Tree Falls, Who is at Fault?

We all know the old adage, "If a tree falls in a forest and no one is around to hear it, does it make a sound?" Well, that question may never be answered to anyone's satisfaction. However, what if a tree falls and damages a neighbor’s home?  Who is responsible? This...

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What To Know About The New “Real ID” License

When was the last time you actually went to the RMV to renew your driver’s license? For most of us who like the ease of a few keystrokes to renew our license online, there are changes that are happening nationwide that you should know about. If you have had the...

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Missing piece of the puzzle?

You need an agent you can rely on.


Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your life and/or business.


If you have any questions about your coverage, we will help you. We offer competitive products for home, auto, flood, umbrella as well as commercially in many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your small business today.

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