Request An Insurance Quote Today

What’s the secret to the coverage you want at a good price? Options.

Discover the difference with our independent insurance agency.

At Phil Richard Insurance, we don’t believe in lighting money on fire. Our agents shop around and find the right type of policy to meet your individual coverage needs. They utilize their knowledge to access discounts on multiple policies to find you a good value and to make sure you’re not throwing money away.

With us, you have options for 10+ companies. Insurance is not one-size fits all and you get what you pay for. Sticking with one company can be extremely problematic, which is why we contract with more than 10 carriers to shop for your personal and commercial insurance.

Working with us, you can look forward to:

  • 10+ Carriers – our independent agency works with 10+ companies to provide significant savings options and bundled policies
  • Insurance coverage catered to protecting your specific interests
  • Responsive and helpful agents
  • Additional business assistance
  • Strong company & vendor relationships
  • Guidance for services and repairs
  • Integrity & customer first, top of the line service
  • Secure data protection
  • We shop for you! Multiple competitive options – no extra cost or broker fees, just savings.

Why wait? Fill out the form or call us at (978) 774-4338 and talk to one of our agents about your insurance today.

Learn More About Phil RIchard Insurance

Our agency strives to set itself apart from the rest. We thrive on having relationships with our clients and maintaining them for the long run. We put an emphasis on trying to help you out whenever we can.

About UsCommunity Outreach



27 Garden Street

Unit 1B
Danvers, MA 01923



Office Hours



Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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