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Insurance is not one-size fits all.

Do you know what coverage you need? At Phil Richard Insurance, we’re in the business of relationships, not sales. With us, you have options. We have relationships with 10+ insurance carriers so you can choose the company and policy that’s right for you. Our friendly, knowledgeable agents do the shopping for you, and inform you on your coverage options at no extra cost.

Curious to see where your coverage stands? Talk to us today.

Discover the difference with our independent insurance agency.

At Phil Richard Insurance, we don’t believe in lighting money on fire. Our agents shop around and find the right type of policy to meet your individual coverage needs. They utilize their knowledge to access discounts on multiple policies to find you a good value and to make sure you’re not throwing money away.

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Our agency strives to set itself apart from the rest. We thrive on having relationships with our clients and maintaining them for the long run. We put an emphasis on trying to help you out whenever we can.

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