Personal Insurance Coverage Near Peabody, MA

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What can we help you with today?

Life seems to always throw unexpected curve balls our way, which is why Phil Richard Insurance has you covered from top to bottom. If auto insurance is what you are looking for, then you’ve come to the right place, as we have over 10 auto insurance providers that can provide affordable quotes. In addition, we provide insurance coverage for homeowners, condo owners, renters insurance, umbrella insurance, as well as flood insurance. When you work with our insurance agency near Peabody, MA, our aim is to meet your needs and ensure we find you the right coverage options at a good rate. In the meantime, take a look at all of the other possible coverages we can assist you with below.

On the Blog:

What Insurance Do I Need For My Business Vehicle? 

What Insurance Do I Need For My Business Vehicle? 

Does your small or medium-sized business utilize a car, bus, or delivery vehicle? Has the pandemic shifted your business model causing you to use a personal vehicle to deliver your commercial or business products or services? If so, you may be considering adding a...

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How Loss of Use Coverage Can Help in a Catastrophe 

How Loss of Use Coverage Can Help in a Catastrophe 

Catastrophes happen all too often. Weather events such as tornadoes and hurricanes, fire and smoke damage, and even a burst water pipe can make your home unlivable for an extended period of time. Have you ever considered what would happen to you and your family if...

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Tips To Avoid Wildlife Collisions 

Tips To Avoid Wildlife Collisions 

The Insurance Institute for Highway Safety (IIHS) explains that from 1975 to the mid-2000s there was a general upward trend in deaths from wildlife collisions, but this trend has leveled off over the past decade. About 20% of motor vehicle crash deaths result from a...

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The last piece of the puzzle?

You need an agent you can rely on.

Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your life and business.


If you have any questions on your coverage, we will help you. We offer competitive products for your home, flood, and auto, as well as many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your life today.

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27 Garden Street

Unit 1B
Danvers, MA 01923




Office Hours

Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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