Personal Insurance Coverage Near Peabody, MA

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Life seems to always throw unexpected curve balls our way, which is why Phil Richard Insurance has you covered from top to bottom. If auto insurance is what you are looking for, then you’ve come to the right place, as we have over 10 auto insurance providers that can provide affordable quotes. In addition, we provide insurance coverage for homeowners, condo owners, renters insurance, umbrella insurance, as well as flood insurance. When you work with our insurance agency near Peabody, MA, our aim is to meet your needs and ensure we find you the right coverage options at a good rate. In the meantime, take a look at all of the other possible coverages we can assist you with below.

On the Blog:

Auto Insurance: Do You Have Enough? 

Auto Insurance: Do You Have Enough? 

No one really thinks about auto insurance until they need it. Maybe you were involved in a traffic accident, got a dent or scratch in a parking lot, or need to seek medical coverage due to an accident. That’s when people tend to dig out their paperwork for coverage....

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What Exactly Does Renter’s Insurance Cover? 

What Exactly Does Renter’s Insurance Cover? 

Are you a renter? If so, you are certainly not alone. The growth of renters has outpaced homeowners in large U.S. cities, including our very own “Beantown.” In fact, Pew Research Center estimates that there are over 43 million renters nationwide. That number has...

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What is Your Liability Exposure? 

What is Your Liability Exposure? 

More than 80 million lawsuits are filed in U.S. courts annually. This number alone should be enough to have business owners questioning exactly what their liabilities are and take action to see that they are covered in each circumstance. Do you know what your...

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The last piece of the puzzle?

You need an agent you can rely on.


Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your life and business.


If you have any questions on your coverage, we will help you. We offer competitive products for your home, flood, and auto, as well as many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your life today.

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27 Garden Street

Unit 1B
Danvers, MA 01923




Office Hours

Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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