Personal Insurance Coverage Near Peabody, MA

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What can we help you with today?

Life seems to always throw unexpected curve balls our way, which is why Phil Richard Insurance has you covered from top to bottom. If auto insurance is what you are looking for, then you’ve come to the right place, as we have over 10 auto insurance providers that can provide affordable quotes. In addition, we provide insurance coverage for homeowners, condo owners, renters insurance, umbrella insurance, as well as flood insurance. When you work with our insurance agency near Peabody, MA, our aim is to meet your needs and ensure we find you the right coverage options at a good rate. In the meantime, take a look at all of the other possible coverages we can assist you with below.

On the Blog:

Should You Buy or Lease a New Vehicle?

Should You Buy or Lease a New Vehicle?

Nothing is more stressful than searching for a new car when your old ride has begun to fail. Not only is it a royal pain to car hunt, but then you need to figure out financing. The question always comes up as to whether it is better to buy a new car or lease it?...

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What Exactly Does Renter’s Insurance Cover? 

What Exactly Does Renter’s Insurance Cover? 

Are you a renter? If so, you are certainly not alone. The growth of renters has outpaced homeowners in large U.S. cities, including our very own “Beantown.” In fact, Pew Research Center estimates that there are over 43 million renters nationwide. That number has...

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What is an Umbrella Policy and Do I Need One? 

What is an Umbrella Policy and Do I Need One? 

If you have a family, you know that protecting them is one of your top priorities, whether it is physically, financially, or emotionally. One main form of protection includes insurance. If you own a home or a car, you already have insurance. You also probably have...

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The last piece of the puzzle?

You need an agent you can rely on.


Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your life and business.


If you have any questions on your coverage, we will help you. We offer competitive products for your home, flood, and auto, as well as many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your life today.

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27 Garden Street

Unit 1B
Danvers, MA 01923




Office Hours

Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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