What can we help you with today?
Life seems to always throw unexpected curve balls our way, which is why Phil Richard Insurance has you covered from top to bottom. If auto insurance is what you are looking for, then you’ve come to the right place, as we have over 10 auto insurance providers that can provide affordable quotes. In addition, we provide insurance coverage for homeowners, condo owners, renters insurance, umbrella insurance, as well as flood insurance. When you work with our insurance agency near Peabody, MA, our aim is to meet your needs and ensure we find you the right coverage options at a good rate. In the meantime, take a look at all of the other possible coverages we can assist you with below.
On the Blog:

Car Seat Installation and Requirements: Tips & Tricks
Do you struggle, like millions of new parents across the country, to install your infant or child’s car seat into your vehicle? Do you understand the rules regarding front and rear-facing seats along with the age, height, and weight requirements needed to eventually...

How Loss of Use Coverage Can Help in a Catastrophe
Catastrophes happen all too often. Weather events such as tornadoes and hurricanes, fire and smoke damage, and even a burst water pipe can make your home unlivable for an extended period of time. Have you ever considered what would happen to you and your family if...

Car Seat Installation and Requirements: Tips & Tricks
Do you struggle, like millions of new parents across the country, to install your infant or child’s car seat into your vehicle? Do you understand the rules regarding front and rear-facing seats along with the age, height, and weight requirements needed to eventually...
The last piece of the puzzle?
You need an agent you can rely on.Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your life and business.
If you have any questions on your coverage, we will help you. We offer competitive products for your home, flood, and auto, as well as many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your life today.
Office Hours
Monday: 9am – 4:30pm
Tuesday: 9am – 4:30pm
Wednesday: 9am – 4:30pm
Thursday: 9am – 4:30pm
Friday: 9am – 4:30pm
Sat – Sun: Closed




