Personal Insurance Coverage Near Peabody, MA

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Life seems to always throw unexpected curve balls our way, which is why Phil Richard Insurance has you covered from top to bottom. If auto insurance is what you are looking for, then you’ve come to the right place, as we have over 10 auto insurance providers that can provide affordable quotes. In addition, we provide insurance coverage for homeowners, condo owners, renters insurance, umbrella insurance, as well as flood insurance. When you work with our insurance agency near Peabody, MA, our aim is to meet your needs and ensure we find you the right coverage options at a good rate. In the meantime, take a look at all of the other possible coverages we can assist you with below.

On the Blog:

Should You Buy or Lease a New Vehicle?

Should You Buy or Lease a New Vehicle?

Nothing is more stressful than searching for a new car when your old ride has begun to fail. Not only is it a royal pain to car hunt, but then you need to figure out financing. The question always comes up as to whether it is better to buy a new car or lease it?...

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Why Honesty Is the Best Policy with Your Insurance Agent 

Why Honesty Is the Best Policy with Your Insurance Agent 

White lies. Tall tales. A fabrication. An exaggeration. A fib. What do you call a lie? In the insurance industry, we call it a risk that isn’t worth it. Sure, it may be tempting to tell your insurance agent that your car is stored in a safe, crime-free community, or...

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Community Spotlight: Beantown Blankets 

Community Spotlight: Beantown Blankets 

“Gifting with a Purpose” is the motto of this month’s community spotlight. Beantown Blankets located in Middleton, Massachusetts is the focus of today’s blog due to their unique and heartfelt business model. For every blanket you buy from Beantown Blankets, one is...

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The last piece of the puzzle?

You need an agent you can rely on.


Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your life and business.


If you have any questions on your coverage, we will help you. We offer competitive products for your home, flood, and auto, as well as many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your life today.

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27 Garden Street

Unit 1B
Danvers, MA 01923




Office Hours

Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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