Small Business Insurance Overview
If you’ve arrived at this page, congratulations. You’re taking steps to expand your business with responsibility. If you own a business, you want to make sure you’re protecting your assets and investment of time.
Insurance for small business, startups and entrepreneurs can be frustrating, expensive, and confusing with the wrong agent. We find many of our new and existing clients on the North Shore feel helpless when it comes to understanding their commercial insurance needs. When you’re starting out, it’s important to have an agent who will find the correct comprehensive coverage for your investment.
We value our relationship with each individual and business, working long-term to make sure you are protected. If you’re starting out, or are unsure of your current business’ coverage, we invite you to speak with one of our knowledgeable agents to make sure you and your business are getting off on the right foot.
Frequently Asked Questions
What is a FEIN number? Do I need one? What do I need for my insurance?
If I'm starting a business out of my home, do I need additional insurance?
What is a certificate vs. a binder?
If I'm leasing a space, do I need to carry insurance for the building?
If I'm going to hire drivers for my business, should I check their driving records?
I'm starting my own contracting business. What do I need for insurance?
What kind of insurance do I need for my restaurant?
I'm starting a non-profit. What do I need for insurance?
Start Ups and Entrepreneurs Insurance Service Area
Get A Quote
At Phil Richard Insurance, we don’t believe in wasted time or money. If you’re here, you’re looking for savings, advice, and options. We provide all three. Please fill out the form below and someone will be in touch with you shortly.
27 Garden Street
Danvers, MA 01923
Monday: 9am – 4:30pm
Tuesday: 9am – 4:30pm
Wednesday: 9am – 4:30pm
Thursday: 9am – 4:30pm
Friday: 9am – 4:30pm
Sat – Sun: Closed