Personal & Commercial Insurance Products
The grass is greener with a local, independent agent. I Need a QuoteReview My Current CoverageWhat can we help you with today?
With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time. Our agents are knowledgeable in their fields and are backed by account management experts who can find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.
If you’re not sure what you need, reach out to us today to get started.
Types of Personal Insurance
Types of Commercial Insurance
Featured On the Blog:
Could a Cyberattack Hit My Small Business?
Although most cyberattacks you see in the media target big businesses, small businesses are the principal target of hackers - not huge conglomerates. Cyberattacks are a serious problem and every small business owner needs to take them seriously, particularly since the...
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Keeping Your Business Safe from Cyber Crime
Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...
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Winter Storm Warning! Tips to Keep You Safe and Prepared
It's that time of the year--another winter storm is upon us here in Eastern Massachusetts. As your local insurance agent, we feel it's our duty to relay some guidance on how to prepare for the inclement weather and prevent a claim on your homeowner's insurance during...
read moreThe last piece of the puzzle?
You need an agent you can rely on.
Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your business.
If you have any questions on your coverage, we will help you. We offer competitive products for many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your small business today.