Personal & Commercial Insurance Products

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What do you need?

With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time.

Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.

If you’re not sure, reach out today to get started.

Types of Personal Insurance

Types of Commercial Insurance

Featured On the Blog:

Just Starting Out? What Insurance Do You Need? 

Just Starting Out? What Insurance Do You Need? 

It’s a freeing feeling being at the precipice of your career, starting a family, and living on your own. Forging your own way, and setting out as an independent adult can be both joyful and bring on a sense of anxiety. For many young adults, this exhilaration can help...

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Keeping Your Business Safe from Cyber Crime

Keeping Your Business Safe from Cyber Crime

Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...

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