Personal & Commercial Insurance Products
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With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time.
Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.
If you’re not sure, reach out today to get started.
Types of Personal Insurance
Types of Commercial Insurance
Featured On the Blog:
Preventing Frozen Pipes
When temperatures drop, it can cause water in pipes to expand and burst. This may lead to extensive damage and costly insurance claims. The Insurance Institute for Business and Home Safety reports a claim for water damage can easily exceed $5,000. Left unresolved, a...
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Working With Interns This Summer? Know The Business Risks.
Many businesses hire interns during the summer. It helps workers gain valuable experience, and your business benefits from fresh summer workers eager to learn. This mentoring process requires commitment, resources, and attention to detail, but it can have a very...
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Keeping Your Business Safe from Cyber Crime
Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...
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