Personal & Commercial Insurance Products

The grass is greener with a local, independent agent.
I Need a QuoteReview My Current Coverage

What do you need?

With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time.

Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.

If you’re not sure, reach out today to get started.

Types of Personal Insurance

Types of Commercial Insurance

Featured On the Blog:

Summer Insurance Need-To-Knows

Summer Insurance Need-To-Knows

The summer season means plenty of fun and more activities, but it also includes additional risks. Review your insurance coverage to ensure you’re properly covered for these possible summer liabilities. Swimming Pool Nothing’s nicer than cooling off in the pool on a...

read more
Keeping Your Business Safe from Cyber Crime

Keeping Your Business Safe from Cyber Crime

Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...

read more