Personal & Commercial Insurance Products

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What do you need?

With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time.

Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.

If you’re not sure, reach out today to get started.

Types of Personal Insurance

Types of Commercial Insurance

Featured On the Blog:

Home Insurance: What First Time Buyers Need To Know

Home Insurance: What First Time Buyers Need To Know

If you are in the process of buying your first home, you probably already have quite a bit on your mind. You need to find a home that is in your price range, in a neighborhood you desire, and ready for sale. You also need to be sure that the home or condo is worth the...

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Support Small Businesses in Times of Crisis 

Support Small Businesses in Times of Crisis 

It is a gross understatement to say that small businesses are being greatly impacted by the rapidly growing COVID-19 global crisis. We have seen story after story on the news of small and medium sized businesses that have shuttered and workers who are now forced to...

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Keeping Your Business Safe from Cyber Crime

Keeping Your Business Safe from Cyber Crime

Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...

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