Personal & Commercial Insurance Products

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What do you need?

With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time.

Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.

If you’re not sure, reach out today to get started.

Types of Personal Insurance

Types of Commercial Insurance

Featured On the Blog:

Why Honesty Is the Best Policy with Your Insurance Agent 

Why Honesty Is the Best Policy with Your Insurance Agent 

White lies. Tall tales. A fabrication. An exaggeration. A fib. What do you call a lie? In the insurance industry, we call it a risk that isn’t worth it. Sure, it may be tempting to tell your insurance agent that your car is stored in a safe, crime-free community, or...

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Starting Your Own Business? What Insurance Do You Need? 

Starting Your Own Business? What Insurance Do You Need? 

Congratulations! You made the leap and started your own business. Taking this kind of risk can be both exhilarating and overwhelming. From day one, you need to plan for the unexpected from changes in your industry to accidents, natural disasters, and lawsuits that...

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Keeping Your Business Safe from Cyber Crime

Keeping Your Business Safe from Cyber Crime

Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...

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