Personal & Commercial Insurance Products
The grass is greener with a local, independent agent. I Need a QuoteReview My Current CoverageWhat do you need?
With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time.
Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.
If you’re not sure, reach out today to get started.
Types of Personal Insurance
Types of Commercial Insurance
Featured On the Blog:
Do You Have Enough Coverage for Your Home?
One of the largest mistakes a homeowner can make when buying homeowners insurance is simply not buying enough to cover a catastrophic incident. In fact, according to Consumer Reports, three-out-of-every-five Americans are underinsured, some by as much as 20%. Take a...
Starting Your Own Small Business – What Insurance Do You Need?
Massachusetts has 599,389 small businesses, according to the most current federal data available. Are you one of those new businesses? First of all, congratulations on your entrepreneurship. Second, while you may have a strong grasp of your field of business, you may...
Keeping Your Business Safe from Cyber Crime
Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...