Personal & Commercial Insurance Products
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With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time.
Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.
If you’re not sure, reach out today to get started.
Types of Personal Insurance
Types of Commercial Insurance
Featured On the Blog:
How Loss of Use Coverage Can Help in a Catastrophe
Catastrophes happen all too often. Weather events such as tornadoes and hurricanes, fire and smoke damage, and even a burst water pipe can make your home unlivable for an extended period of time. Have you ever considered what would happen to you and your family if...
Must Have Coverages for Your Restaurant
Restaurants have been hit hard during this global pandemic. Indoor spaces have been all but eliminated, outdoor spaces have allowed for weather-contingent dining, and owners have needed to quickly adapt to online ordering and take out options. It has not been an easy...
Keeping Your Business Safe from Cyber Crime
Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...