Personal & Commercial Insurance Products

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With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don’t require for your situation. There is such a thing as being over and underinsured, we see it all the time. Our agents are knowledgeable in their fields and are backed by account management experts who can find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.

If you’re not sure what you need, reach out to us today to get started.

Types of Personal Insurance

Types of Commercial Insurance

Featured On the Blog:

Keeping Your Business Safe from Cyber Crime

Keeping Your Business Safe from Cyber Crime

Here at Phil Richard Insurance, we know that Cyber Security is a growing issue. In response to recent studies that show approximately 73% of all Americans have been a victim of cyber crime, Massachusetts has designated the month of October 2015 as National Cyber...

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4 Key Ways To Protect Your Summer Home This Season

4 Key Ways To Protect Your Summer Home This Season

Protecting your summer home is important, since you do not occupy it year-round and according to the Department of Justice, household crime tends to be higher in the summer than during other seasons of the year. According to Statista, 9.26 million households own a...

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The last piece of the puzzle?

You need an agent you can rely on.


Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your business.


If you have any questions on your coverage, we will help you. We offer competitive products for many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your small business today.

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