Flood Insurance MA & New England Overview
MA Flood insurance is available to homeowners, renters, condo owners/renters and commercial property owners/renters. Your existing homeowners or commercial property insurance policy will not cover you for flood damage. As the field of flood insurance expands, and local flood-hazard maps are continuously being rewritten, Phil Richard Insurance will be there to help you navigate the various state guidelines and bank requirements. Let us help you find the right flood insurance policy to protect your home, business and assets.
Key Facts About Flood Insurance in MA
- Typically there is a 30-day waiting period from the date of purchase before your policy goes into effect. Check with us to find out the exceptions to this rule.
- Flood insurance must be purchased through an insurance agent, such as Phil Richard Insurance. You may not purchase it directly from the federal government.
- Homes and businesses with federally regulated or insured mortgages in high-risk flood areas are required to have flood insurance. Flood insurance is not required in moderate-to-low risk flood areas, but it is still available and strongly recommended.
Phil Richard Insurance provides sound advice on the risks you face and the coverage you need, depending on your location and the value of your home or business. Flood Insurance MA
Flood Insurance Service Area
Phil Richard Insurance, located in Danvers, MA, offers Flood Insurance services to homeowners, renters, condo owners/renters and commercial property owners/renters in the North Shore of Massachusetts including but not limited to Danvers, Peabody, Beverly, Salem, Newburyport, Ipswich, Rockport, Gloucester, Marblehead, Swampscott, Amesbury, Georgetown, Lynnfield, Middleton, Hamilton, Wenham, Greater Boston Area, and more. We also serve New Hampshire, Connecticut, and Maine.
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According to FEMA, flooding is the most common and costly national disaster in the U.S and 20% of claims occur outside of high-risk zones. Flooding Happens Everywhere Every year we see news coverage regarding major floods in the U.S. According to FloodList.com, 315...read more