About Us

Humble Roots

Phil Richard Insurance is a full-service insurance agency located in Danvers, Massachusetts offering solutions for your Car, Home, Umbrella, Toy, Business, Liability, and Life insurance.

Established on the North Shore of Massachusetts in 1988, it all began in an 8X8′ foot room with Phil, a typewriter, two drawer file cabinet, and no customers. Almost 30 years later, the agency has grown to 20 employees and thousands of happy clients. Now second generation, we are paving the way for the new age, while continuing to nurture the relationships, service, and integrity our business has been built on.

We maintain our edge with competitive pricing and products so that our clients always have the best value options in front of them.

Dare to Be Different: Our Value Proposition

We are here as advisors and consultants finding you the best solution for your specific situation.

Today, in the age of convenience, we’re used to having everything with the snap of a finger in one transaction, but Insurance should not be one of those things. Just like any relationship, it’s about having a long-term partner that you can always trust and come back to for advice as your life progresses. We know situations are always changing, and it’s our goal to not only be the best consultants and advisors we can be for our clients, but the best people we can be to support them as well. Further, we strive to be a resource for our community, offering help where it’s needed, and connecting others than can help each other.

How Working With Us Means Helping Others:

A core value of PRI is Community Outreach. We know our lives are bettered by helping others both professionally and personally. Our team is empowered by our efforts to support TWP, an organization for women and families affected by cancer. Working with us means helping them, a humble organization, grow and raise awareness for their much-needed cause. If you’d like to learn more about TWP, you may visit their tab on our website, or read our blog article on the story behind these amazing women here.

The teal door and copper key you see on our homepage is representative of our style–unique, yet strong, timeless, and secure.  As technology advances, so will we, but our values will always remain intact. If you’d like to hear more, or would like to get started with a quote for your insurance, we’d love to chat with you.

Step 1 of 2


Missing piece of the puzzle?

You need an agent you can rely on.


Everything you’re working for needs to be adequately protected, otherwise that second home or retirement may be out of the question. We find having an agent you trust is often an afterthought, but it should be the first one. It can make or break your life and/or business.


If you have any questions about your coverage, we will help you. We offer competitive products for home, auto, boat, flood, as well as many industries including Condo Associations, Non-Profits, Artisan Contractors, Restaurants, Auto Body Shops, Gas Stations, and more. Talk to us about your small business today.

Learn MoreReview My Coverage Needs


27 Garden Street

Unit 1B
Danvers, MA 01923


Office Hours


Mon – Fri: 9am – 4:30pm

Sat – Sun: Closed



business insurance peabody ma
home insurance peabody ma
homeowners insurance peabody ma
commercial insurance peabody ma