About Phil Richard Insurance

Humble Roots

Phil Richard Insurance is a full-service insurance agency located in Danvers, Massachusetts offering insurance solutions for your Car, Home, Umbrella, Flood, Business, Liability, and Life policies.

Established on the North Shore of Massachusetts in 1988–based in Peabody/Danvers, MA, it all began in an 8X8′ foot room with Phil, a typewriter, two drawer file cabinet, and no customers. Almost 30 years later, the agency has grown to thousands of happy clients. Now second generation, we are paving the way for the new age, while continuing to nurture the relationships, service, and integrity our business has been built on.

We maintain our edge with competitive pricing and products so that our clients always have leading value options to choose from.

Dare to Be Different: Our Value Proposition

We are here to help you find optimal solutions for your specific insurance needs.

Today, in the age of convenience, we’re used to having everything with the snap of a finger in one transaction, but Insurance should not be one of those things. Just like any relationship, it’s about having a long-term partner that you can always trust and come back to for advice as your life progresses. Situations are always changing, it’s our goal to give you a personalized, high-quality experience. Further, we strive to be a resource for our community, offering help where it’s needed, and connecting others that can help each other.

How Working With Us Means Helping Others:

A core value of PRI is Community Outreach. We know our lives are bettered by helping others both professionally and personally. Our team is empowered by our efforts to support the local community through local nonprofits and community organizations. Working with us means strengthening your local economy; allowing us to help local organizations grow and raise awareness.

The teal door and copper key you see on our homepage is representative of our style–unique, yet strong, timeless, and secure.  As technology advances, so will we, but our values will always remain intact. If you’d like to hear more or would like to get started with a quote for your insurance, we’d love to chat with you.

Get A Quote


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27 Garden Street

Unit 1B
Danvers, MA 01923




Office Hours

Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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