We make insurance personal

so you can focus on life.

Get a quote for your homeowner, car, flood, or business insurance.

At Phil Richard Insurance, we don’t believe in wasted time or money. If you're here, you're looking for savings, advice, and options. We provide all three. Please fill out the form below and someone will be in touch with you shortly.

Tired of shopping around for the best insurance rate?

Don’t have time to assess your coverage needs?

Let us save you time and money.

Shopping insurance on your own takes too much time–why not let a professional handle it at no extra cost?

Phil Richard Insurance will take the load off. We’re here to help you for the long-run. The cheap online policies with low coverage can have disastrous long-term repercussions on your bank account and livelihood.

There never seems to be enough time to do everything. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.

  • Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.
  • Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).

So how do you know if you’re getting a good rate for the coverage you requested? Our experienced independent insurance agents will help you.

With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!

We take the guesswork out for you.

Tired of shopping around for the best insurance rate?

Don’t have time to assess your coverage needs?

Let us save you time and money.

Shopping insurance on your own takes too much time–why not let a professional handle it at no extra cost?

Phil Richard Insurance will take the load off. We’re here to help you for the long-run. The cheap online policies with low coverage can have disastrous long-term repercussions on your bank account and livelihood.

There never seems to be enough time to do everything. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.

  • Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.
  • Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).

So how do you know if you’re getting a good rate for the coverage you requested? Our experienced independent insurance agents will help you.

With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!

We take the guesswork out for you.

Get a quote for your homeowner, car, flood, or business insurance.

Learn More About Your Insurance Options

Every person has their own tastes and needs – we have an insurance policy for each. Don’t get caught in an online trap! Finding the most valuable and affordable insurance rates near Peabody, MA and the Greater Boston area is no simple feat unless you’re with the right team. As an independent insurance agency, our agents quote with 10+ regional and national companies. We’re constantly shopping the most competitive markets with inside knowledge to get you maximum value for the homeowners, car, flood, and business coverage you need.

Discover how much you can save, starting with some of the most popular options below, or review your coverage here:

What Our Clients & Referral Partners Have to Say:

I was referred to Phil Richard Insurance from a friend. I wanted a second opinion as I have a number of property and casualty insurance policies. Phil’s team, in particular Cindy, evaluated my needs and came back with recommendations. The insurance companies they proposed were top notch, they suggested some improvements to the coverage relative to what I had, and it was going to cost me less; so I moved all my policies over. I am very happy, look forward to a long relationship, and will be recommending Phil to my friends and clients.

Commercial & Personal Client April 19, 2017

Upcoming Events

Recent News

Community Spotlight: Bridgewell 

Every month we like to spotlight a business, non-profit, or individual who contributes to the positive culture of our north shore community. This month we are spotlighting Bridgewell, a human and social services organization located across the North Shore and...

Just Starting Out? What Insurance Do You Need? 

It’s a freeing feeling being at the precipice of your career, starting a family, and living on your own. Forging your own way, and setting out as an independent adult can be both joyful and bring on a sense of anxiety. For many young adults, this exhilaration can help...

How Can I Keep My Auto-Insurance Rates Down? 

Wouldn’t everyone like to ease the burden on their wallets? Reducing the onslaught of monthly or annual bills would be ideal, but the reality is that costs, especially those associated with auto-insurance costs, are on the rise. The good news is that there are things...

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Contact

978-774-1318

27 Garden Street

Unit 1B
Danvers, MA 01923

 

 

 

Office Hours

Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed

 

 

 

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