We make insurance personal

so you can focus on life.

Get a quote for your homeowner, car, flood, or business insurance.

Let us truly save you time and money.

Do you desire the confidence of a great price and full coverage but don’t want to spend time looking up quotes on the internet?

Wasted time ends up in cheap policies with bad coverage and low limits which may have disastrous repercussions on your bank account.

So what’s a consumer to do?

There never seems to be enough time to do everything. At Phil Richard Insurance, we’ve seen insurance fall to the bottom of the list for many. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.

Our team is made up of friendly insurance experts who combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.

Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).

So how do you know if you’re getting the best rate and the best coverage? Our experienced independent insurance agents will help you.

With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!

We’ll make it easy and take the guesswork out for you.

Learn More About Your Insurance Options

Every person has their own tastes and needs – we have an insurance policy for each. Don’t get caught in an online trap! Finding the most valuable and affordable insurance rates near Peabody, MA and the Greater Boston area is no simple feat unless you’re with the right team. As an independent insurance agency, our agents quote with 10+ regional and national companies, shopping the most competitive markets with inside knowledge to find you the best value for the homeowners, car, flood, and business coverage you need.

Discover how much you can save, starting with some of the most popular options below, or review your coverage here:

What Our Clients & Referral Partners Have to Say:

Diane is amazing.

Karyn A. April 19, 2017

Upcoming Events

Recent News

9 Auto Insurance Discounts

Drivers who want to reduce their insurance costs should partner with their insurance agent. They access many carriers and can often find significant discounts to reduce your premiums. An annual insurance review with your agent may qualify you for any of these 9...

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The summer season means plenty of fun and more activities, but it also includes additional risks. Review your insurance coverage to ensure you’re properly covered for these possible summer liabilities. Swimming Pool Nothing’s nicer than cooling off in the pool on a...

Community Non-Profit Spotlight

This month the community non-profit spotlight shines on The Progeria Research Foundation, a foundation that is dedicated to finding treatments for Hutchinson-Gilford Progeria Syndrome. This syndrome is a rare and fatal “rapid aging” disease. Without treatments or...

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27 Garden Street

Unit 1B
Danvers, MA 01923



Office Hours



Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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