We make insurance personal
so you can focus on life.
Get a quote for your homeowner, car, flood, or business insurance.
Tired of shopping around for the best insurance rate?
Don’t have time to assess your coverage needs?
Let us save you time and money.
Shopping insurance on your own takes too much time–why not let a professional handle it at no extra cost?
Phil Richard Insurance will take the load off. We’re here to help you for the long-run. The cheap online policies with low coverage can have disastrous long-term repercussions on your bank account and livelihood.
There never seems to be enough time to do everything. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.
- Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.
- Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).
So how do you know if you’re getting a good rate for the coverage you requested? Our experienced independent insurance agents will help you.
With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!
We take the guesswork out for you.
Tired of shopping around for the best insurance rate?
Don’t have time to assess your coverage needs?
Let us save you time and money.
Shopping insurance on your own takes too much time–why not let a professional handle it at no extra cost?
Phil Richard Insurance will take the load off. We’re here to help you for the long-run. The cheap online policies with low coverage can have disastrous long-term repercussions on your bank account and livelihood.
There never seems to be enough time to do everything. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.
- Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.
- Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).
So how do you know if you’re getting a good rate for the coverage you requested? Our experienced independent insurance agents will help you.
With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!
We take the guesswork out for you.
Get a quote for your homeowner, car, flood, or business insurance.
Learn More About Your Insurance Options
Every person has their own tastes and needs – we have an insurance policy for each. Don’t get caught in an online trap! Finding the most valuable and affordable insurance rates near Peabody, MA and the Greater Boston area is no simple feat unless you’re with the right team. As an independent insurance agency, our agents quote with 10+ regional and national companies. We’re constantly shopping the most competitive markets with inside knowledge to get you maximum value for the homeowners, car, flood, and business coverage you need.
Discover how much you can save, starting with some of the most popular options below, or review your coverage here:
What Our Clients & Referral Partners Have to Say:
Upcoming Events
A Christmas Carol at the North Shore Music Theatre
A Christmas Carol will be presented at The North Shore Music Theatre in Beverly, MA running from Dec...
December 6, 2019 - January 22, 20202019 Peabody Holiday Torch Run for Special Olympics MA
On December 8th from 9 AM to 1 PM, join the 2019 Peabody Holiday Torch Run for Special Olympics MA! ...
December 8 @ 9:00 am - 1:00 pmHoliday Bazaar at Olio in Peabody, MA
-photo credit: Creative Collective MA The Holiday Bazaar at Olio will take place from Saturday, Dece...
December 14 @ 11:00 am - December 15 @ 6:00 pm
Recent News
What is Your Liability Exposure?
More than 80 million lawsuits are filed in U.S. courts annually. This number alone should be enough to have business owners questioning exactly what their liabilities are and take action to see that they are covered in each circumstance. Do you know what your...
Phil’s Famous Guacamole and Coleslaw.
Do you struggle with work-life balance and wonder how others do it? Our owner, Phil, is constantly looking for ways to manage his time, eat healthy, spend time with family, give ample time to his employees and workplace, all while giving back to his community. One...
Community Spotlight: Regulate Yours Life Coaching
As part of getting to know our neighbors and businesses in our community, we enjoy spotlighting some of the businesses to help draw attention to the good work they do, or to have others become aware of their services. In past months we have spotlighted several...
Some of our most popular insurance options:
Office Hours
Monday: 9am – 4:30pm
Tuesday: 9am – 4:30pm
Wednesday: 9am – 4:30pm
Thursday: 9am – 4:30pm
Friday: 9am – 4:30pm
Sat – Sun: Closed



