Let us truly save you time and money.

Do you desire the confidence of a great price for your coverage but don’t want to spend time looking up quotes on the internet?

Wasted time ends up in cheap policies with bad coverage and low limits which may have disastrous repercussions on your bank account.

So what’s a consumer to do?

There never seems to be enough time to do everything. At Phil Richard Insurance, we’ve seen insurance fall to the bottom of the list for many. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.

Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.

Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).

So how do you know if you’re getting a good rate for the coverage you requested? Our experienced independent insurance agents will help you.

With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!

We’ll make it easy and take the guesswork out for you.