We make insurance personal
so you can focus on life.
Get a quote for your homeowner, car, flood, or business insurance.
Let us truly save you time and money.
Do you desire the confidence of a great price for your coverage but don’t want to spend time looking up quotes on the internet?
Wasted time ends up in cheap policies with bad coverage and low limits which may have disastrous repercussions on your bank account.
So what’s a consumer to do?
There never seems to be enough time to do everything. At Phil Richard Insurance, we’ve seen insurance fall to the bottom of the list for many. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.
Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.
Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).
So how do you know if you’re getting a good rate for the coverage you requested? Our experienced independent insurance agents will help you.
With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!
We’ll make it easy and take the guesswork out for you.
Learn More About Your Insurance Options
Every person has their own tastes and needs – we have an insurance policy for each. Don’t get caught in an online trap! Finding the most valuable and affordable insurance rates near Peabody, MA and the Greater Boston area is no simple feat unless you’re with the right team. As an independent insurance agency, our agents quote with 10+ regional and national companies, shopping the most competitive markets with inside knowledge to find you the best value for the homeowners, car, flood, and business coverage you need.
Discover how much you can save, starting with some of the most popular options below, or review your coverage here:
What Our Clients & Referral Partners Have to Say:
Upcoming Events
Recent News
How To Add Your Teen To Your Car Insurance Policy
Parents can get a bit of a shock when it comes time to add a teenage driver to their policy. New, young drivers are the most expensive to insure. However, following a few procedures and working with your Massachusetts independent insurance agent can help minimize your...
Why Small Business Insurance is Important
Small businesses work on a tight budget, but this doesn’t mean owners should ignore proper insurance coverage. Avoiding risk doesn’t make it disappear and the implications of poor insurance coverage are far-reaching. Here are a few reasons why insurance is vital for...
Phil’s Guac Recipe [Great for Tailgate Parties!]
Phil’s Famous Guacamole: via GIPHY Ingredients: Avocados 3 Limes 1 Grape tomatoes 1 cup Red onion 2 tablespoons Cilantro 1/2 bunch Salt 1/2 teaspoons Jalapeño Peppers 2 I have given you this as a recipe ratio that you can decrease or increase depending on number of...
Some of our most popular insurance options:
Office Hours
Monday: 9am – 4:30pm
Tuesday: 9am – 4:30pm
Wednesday: 9am – 4:30pm
Thursday: 9am – 4:30pm
Friday: 9am – 4:30pm
Sat – Sun: Closed
