Please be advised that in observation of Memorial Day, our office will be closing early at 3:00 pm Friday, May 24th and will reopen for business Tuesday, May 28th at 9 am. Any issues or emergencies, please contact us and we will address them ASAP.  Thank you and have a great weekend!

We make insurance personal

so you can focus on life.

Get a quote for your homeowner, car, flood, or business insurance.

Tired of shopping around for the best insurance rate?

Don’t have time to assess your coverage needs?

Let us save you time and money.

Shopping insurance on your own takes too much time–why not let a professional handle it at no extra cost?

Phil Richard Insurance will take the load off. We’re here to help you for the long-run. The cheap online policies with low coverage can have disastrous long-term repercussions on your bank account and livelihood.

There never seems to be enough time to do everything. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.

  • Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run.
  • Today in the age of convenience, we’re used to having everything in the snap of a finger. Quoting an insurance policy should not be one of them. It’s important to know what you’re paying for (or not paying for).

So how do you know if you’re getting a good rate for the coverage you requested? Our experienced independent insurance agents will help you.

With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. If you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!

We take the guesswork out for you.

Learn More About Your Insurance Options

Every person has their own tastes and needs – we have an insurance policy for each. Don’t get caught in an online trap! Finding the most valuable and affordable insurance rates near Peabody, MA and the Greater Boston area is no simple feat unless you’re with the right team. As an independent insurance agency, our agents quote with 10+ regional and national companies, shopping the most competitive markets with inside knowledge to find you the best value for the homeowners, car, flood, and business coverage you need.

Discover how much you can save, starting with some of the most popular options below, or review your coverage here:

What Our Clients & Referral Partners Have to Say:

Anytime I have an issue or question I receive great service from all the staff!!

Ken K. April 19, 2017

Upcoming Events

There are no upcoming events at this time.

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27 Garden Street

Unit 1B
Danvers, MA 01923



Office Hours



Monday: 9am – 4:30pm

Tuesday: 9am – 4:30pm

Wednesday: 9am – 4:30pm

Thursday: 9am – 4:30pm

Friday: 9am – 4:30pm

Sat – Sun: Closed




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