Welcome to Phil Richard Insurance
Experience the difference of our independent insurance agency.
Does your insurance policy cover you adequately?
Make sure you’re protecting yourself and your prized possessions with confidence.
At Phil Richard Insurance, we’re a family who thrives on helping our community and empowering clients. Our team is made up of friendly insurance experts who fine-tune your policy, maximize value, and help you understand your coverage needs, for now, and the long run.
Today in the age of convenience, we’re used to having everything in the snap of a finger, but quoting an insurance policy should not be based on time or “savings” alone. It’s important to know what you’re paying for (or not paying for).
How do you know if you’re getting the best rate and the best coverage? Our experienced independent insurance agents will help you.
With 10+ insurance carriers, you can shop competitive rates for a wide array of products. Our insurance agency in Danvers, MA offers property & casualty needs such as home insurance, auto insurance, and business insurance for a variety of families and industries on the North Shore. Or, if you are hoping to find an all-in-one insurance service, we also offer flood insurance, renters insurance, dwelling fire insurance, and much more. Contact us today to get started!
Let us take the guesswork out for you. Talk to us today!
Learn More About Your Insurance Options
Every person has their own tastes and needs – we have an insurance policy for each. Don’t get caught in an online trap! Finding the most valuable and affordable insurance rates near Peabody, MA and the Greater Boston area is no simple feat unless you’re with the right team. As an independent insurance agency, our agents quote with 10+ regional and national companies, shopping the most competitive markets with inside knowledge to find you the best value for the coverage you desire.
Discover how much you can save, starting with some of the most popular options below.
Frequently Asked Questions
I just purchased my first home. How much homeowners insurance should I have?
Am I responsible for an accident that occurs if my under-18 licensed child is driving my vehicle?
However recognize that whenever you “loan” your car to anyone, you might be deemed to have “negligently loaned” your car to someone else and you might be held responsible.
What is the difference between universal and whole life insurance?
What is the difference between general liability and professional liability insurance?
What areas do you service?
What Our Clients Have to Say:
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27 Garden Street
Danvers, MA 01923
Monday: 9am – 4:30pm
Tuesday: 9am – 4:30pm
Wednesday: 9am – 4:30pm
Thursday: 9am – 4:30pm
Friday: 9am – 4:30pm
Sat – Sun: Closed