Products & Services
Phil Richard & Associates combines its signature customer service with a comprehensive array of insurance products.Products
- Auto Insurance with multiple carriers [ see our carriers ]
- Homeowners Insurance with multiple carriers offering account credits
- Personal Umbrella Policies to protect assets against catastrophic liability claims
- Coverage for all size boats, yachts, and personal watercraft
- Coverage for all types of Recreational Vehicles, i.e. ATV's, snowmobiles, etc
- Business Insurance
- Commercial Umbrella Policies to protect companies against catastrophic liablility claims
- Life, including "Return of Premium" Term Insurance
- Health
- Disability
- Long Term Care
- Annuities
- Bonds-Fidelity, Surety, Contract, Performance
- Multiple discounts for bundling of both personal and commercial accounts
- Registry Service [ link to Mass Registry ]
- Weather for our area [ link to the Weather Channel ]
- Directions to our office [ see Contact Us ]
- Information regarding local authorities including contact information and addresses
- Moving Kit
- Lines of business we excel at:
- Contractors of all kinds
- Professional offices of all kinds
- Wholesalers
- Distributors
