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Phil Richard Insurance Team

Welcome to Phil Richard Insurance

Insurance can often be confusing and even downright frustrating to deal with. Our goal is to make it easy, understandable, and personal. Whether it's car insurance, home insurance, apartment insurance, condo insurance, umbrella insurance, boat insurance, life insurance, disability insurance, business insurance, or anything you can think of, it is important to us that our clients fully understand the insurance product they are purchasing. We are dedicated to getting it right the first time. At Phil Richard Insurance we are committed to getting our clients the right coverage at the best prices available. We represent a multitude of companies, providing the necessary options and the advice you need to choose amongst them.

The many companies we represent Arbella, Safety, Vermont Mutual, National Grange, Hartford, Travelers, Zurich, Penn Miller, CNA, Guard, American General, New York Life, and many more, provide us with big agency solutions but give you a small agency feel. You will always speak to someone right away and have access to our 24 hour claim service. Ask for a quote today to get started as one of our valuable clients, you won't be disappointed.

We retain 94% of our clients every year and we are extremely proud of that. Our staff of 11 team members works diligently to solve issues in a quick and cordial way. Our client base is equally divided between personal accounts and small to mid-sized business accounts. Our owner Phil Richard is always available to our clients and is dedicated to saving you money and providing you with the peace of mind you deserve.

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