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Carriers Represented

Phil Richards & Associates represents these highly rated insurance carriers:
Arbella Insurance Vermont Mutual Safety Insurance
Arbella Vermont Mutual Safety
Encompass Insurance Zurich NA One Beacon
Encompass Zurich One Beacon
The Harford CNA  
The Hartford CNA  
Additionally, for Life and Long Term care Phil Richard & Associates represents SBLI, AIG, Great American. Liberty, Prime America, Genworth, Prudential, John Hancock, Met Life and others and AIG and Great American for Workers Compenstation.