About You

Phil Richard & Associates provides high quality insurance products to individuals and businesses. In order to give you the insurance program that is most appropriate for your lifestyle, we have carefully selected insurance companies with superior ratings.

Our office includes the most knowledgeable professionals supported by a state-of-the-art computer system for rate comparisons and analysis by the country's finest insurance companies.

Our reputation is built on quality, trust, convenience and pricing.

If you are relocating to this area, you will find our moving kit a useful tool to look up area hotels, real estate companies, Massachusetts Registry of Motor Vehicles, and general Boston area information. Be sure to visit our contact page to find out where we are and how to reach us.

We hope you find this website useful. Feel free to call us at 1-800-287-4338 or .

Personal Coverage: We offer insurance programs for homeowners, automobile, umbrella liability, boats/yachts, jet skis, valuable property, account credits and auto discounts. We specialize in high valued homes.

Business Coverage: We offer insurance programs for commercial property, commercial general liability, worker's compensation, business automobile, commercial excess/umbrella liability, inland marine coverage, bonds, employment practices, fleet auto, errors and omissions/professional liability, medical malpractice, intellectual property, technology errors and omissions, cyber general liability, directors & officers liability, day care centers in & out of the home, contractors liability, and builders risk.

If you don't find what you are looking for, please give us a call. We are a full service agency and have access to many markets.

We look forward to servicing your insurance needs.